Social Security Calculator

https://ssa.tools/

To use the calculator, you must provide data from your Social Security record. If you aren't ready for that yet, select a demo data set at the bottom of the page.

Step 1 of 3: Retrieve Social Security data

  1. Sign in to ssa.gov. You may need to create an account.
  2. In the section "Eligibility and Earnings", click the link "Review your full earnings record now". If you cannot find it, click this link after signing in.
    Show me what it looks like
    Screenshot of the link to the earnings record on ssa.gov.
  3. Copy the Earnings Record table. Select the table by clicking and dragging or just select the entire page. Either way will work.
  4. Return here, paste the result into the text area below:

🔒 Your data never leaves your own computer: the report is generated entirely by JavaScript in your browser.

Alternatively, just paste any text formatted string with year and earnings in the same line, for example:

2000 $10,000
2001 $15,000

Try out some demo data instead:

  • Born in 1950; earned the average US wage until 2014.
  • Born in 1950; earned maximum Social Security wages for only 5 years.
  • Born in 1990; $40k / year starting salary with 4% annual raises.
https://ssa.tools/